To describe this difference, he resorts to taking two words that are normally synonymous, and more-or-less inventing a distinction between them that corresponds to the distinction that he wants to talk about. The author wants to describe some significant difference he sees between two types of people who are normally classified in one group. But this definition, even though it might look like a normal dictionary definition, is not actually a description of how people use these words. Tom Wheelwright), does define these as referring to two distinct types of people.
The source you read, Rich or Wealthy (an editorial by Similarly, while there are differences in connotation, neither one will always be taken to be more appropriate/upper-class than the other. That doesn't necessarily mean these words are always interchangeable, but the factors governing which can be used are more complicated than just a matter of easily-described distinct meanings. For most people, the idea of a contrast between "the rich" and "the wealthy" would seem to be an oxymoron.
When they are used with their literal senses to refer to people, there is no simple distinction in what they denote like the one you read online. So to counterbalance that: I'd like to tell you that these words are, in fact, very close synonyms. It's the nature of this kind of question to get a lot of answers focusing on the differences.
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